ꯆꯦꯛꯁꯤꯡ › ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯆꯦꯛꯁꯤꯡ
ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯆꯦꯛꯁꯤꯡ: ꯀꯗꯥꯏꯗ ꯊꯝꯒꯗꯒꯦ ꯑꯃꯁꯨꯡ ꯍꯤꯁꯥꯕ ꯀꯔꯝꯅ ꯊꯝꯒꯗꯒꯦ
ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯆꯦꯛ (PDC) ꯗ ꯃꯃꯥꯡꯒꯤ ꯇꯥꯡ ꯂꯩ꯫ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯅ ꯆꯦꯂꯗ ꯄꯣꯠ ꯂꯧꯅꯕ PDC ꯄꯤꯏ; ꯅꯍꯥꯛꯁꯨ ꯁꯞꯂꯥꯌꯔ ꯅꯠꯔꯒ ꯌꯨꯃꯒꯤ ꯃꯄꯨꯗ ꯄꯤꯕ ꯌꯥꯏ꯫ ꯀꯅꯥꯒꯨꯝꯕ ꯑꯃꯅ ꯃꯗꯨ ꯃꯇꯃꯗ ꯊꯝꯅꯕ ꯅꯤꯡꯁꯤꯡꯂꯒ ꯅꯨꯃꯤꯠ ꯑꯗꯨꯗ ꯑꯦꯀꯥꯎꯟꯇꯇ ꯁꯦꯜ ꯂꯩꯔꯕꯗꯃꯛ PDC ꯀꯥꯟꯅꯩ꯫
ꯆꯠꯅꯕꯤꯁꯤꯡ ꯌꯥꯃꯗꯅ
- PDC ꯃꯗꯨꯗ ꯏꯔꯤꯕ ꯇꯥꯡꯗ ꯅꯠꯔꯒ ꯃꯇꯨꯡꯗꯃꯛ ꯊꯝꯕ ꯌꯥꯏ, ꯃꯃꯥꯡꯗ ꯅꯠꯇꯦ꯫ ꯃꯃꯥꯡꯗ ꯄꯤꯔꯛꯄ ꯆꯦꯛ ꯕꯦꯉ꯭ꯀꯅ ꯍꯟꯗꯣꯛꯏ꯫
- ꯆꯦꯛ ꯈꯨꯗꯤꯡꯃꯛꯒꯨꯝꯅ ꯃꯁꯤ ꯃꯗꯨꯗ ꯏꯔꯤꯕ ꯇꯥꯡꯗꯒꯤ ꯊꯥ ꯑꯍꯨꯝ ꯆꯠꯅꯕ ꯌꯥꯏ꯫ ꯃꯗꯨꯒꯤ ꯃꯇꯨꯡꯗ ꯃꯁꯤ ꯑꯔꯤꯕ (stale) ꯑꯣꯏꯔꯛꯏ ꯑꯃꯁꯨꯡ ꯕꯦꯉ꯭ꯀꯅ ꯁꯦꯜ ꯄꯤꯗꯦ꯫
- ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏꯕ ꯐꯥꯑꯣꯕ ꯃꯁꯤ ꯁꯦꯜ ꯅꯠꯇꯦ꯫ ꯅꯍꯥꯛꯀꯤ ꯍꯤꯁꯥꯕꯇ ꯕꯤꯜ ꯆꯦꯛꯅ ꯄꯤꯈꯤꯕꯒꯨꯝꯅ ꯎꯏ, ꯑꯗꯨꯕꯨ ꯀꯦꯁ ꯑꯃꯁꯨꯡ ꯕꯦꯉ꯭ꯀ ꯕꯦꯂꯦꯟꯁꯇ ꯃꯁꯤ ꯍꯥꯄꯆꯤꯟꯗꯦ꯫
- PDC ꯁꯦꯜ ꯂꯩꯇꯕꯅꯥ ꯕꯥꯎꯟꯁ ꯑꯣꯏꯔꯕꯗꯤ ꯆꯦꯛ ꯑꯃꯍꯦꯛꯇꯒꯨꯝꯅ ꯁꯦꯛꯁꯟ 138 ꯒꯤ ꯆꯠꯅꯕꯤ ꯑꯗꯨꯃꯛ ꯆꯠꯂꯤ꯫
ꯃꯐꯝ ꯑꯁꯤꯗ PDC ꯀꯔꯝꯅ ꯏꯒꯗꯒꯦ
"ꯆꯦꯛ ꯐꯪꯈꯤ" (ꯅꯠꯔꯒ "ꯆꯦꯛ ꯄꯤꯈꯤ") ꯗ ꯆꯦꯛꯇ ꯏꯔꯤꯕ ꯇꯥꯡ ꯆꯦꯛꯀꯤ ꯇꯥꯡ ꯗ ꯊꯥꯕꯤꯌꯨ꯫ ꯔꯦꯖꯤꯁ꯭ꯇꯔꯅ ꯃꯗꯨ ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯍꯥꯌꯅ ꯈꯉꯗꯣꯀꯏ, "ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ" ꯇꯥꯏꯂꯗ ꯊꯤꯏ, ꯑꯃꯁꯨꯡ ꯃꯗꯨꯒꯤ ꯇꯥꯡꯒꯤ ꯍꯞꯇꯥ ꯑꯃꯒꯤ ꯃꯃꯥꯡꯗ "ꯃꯊꯪꯒꯤ ꯅꯨꯃꯤꯠ 7 ꯒꯤ ꯆꯦꯛꯁꯤꯡ" ꯗ ꯎꯠꯂꯤ꯫ ꯅꯨꯃꯤꯠ ꯑꯗꯨꯗ ꯊꯝꯕꯤꯌꯨ ꯑꯃꯁꯨꯡ ꯊꯃꯈꯤ ꯅꯝꯕꯤꯌꯨ; ꯕꯦꯉ꯭ꯀꯇ ꯁꯦꯜ ꯂꯥꯀꯄꯥ ꯃꯇꯨꯡꯗ ꯀ꯭ꯂꯤꯌꯔ ꯅꯝꯕꯤꯌꯨ꯫
ꯈꯨꯗꯝ ꯑꯃ
ꯕꯤꯜꯗꯔ ꯑꯃꯅ ꯅꯣꯚꯦꯝꯕꯔ 5 ꯗ ₹1,80,000 ꯒꯤ ꯄꯣꯠ ꯂꯧꯏ ꯑꯃꯁꯨꯡ ꯅꯣꯚꯦꯝꯕꯔ 20, ꯗꯤꯁꯦꯝꯕꯔ 20 ꯑꯃꯁꯨꯡ ꯖꯥꯅꯨꯋꯥꯔꯤ 20 ꯇꯥꯡꯒꯤ ₹60,000 ꯒꯤ PDC ꯑꯍꯨꯝ ꯄꯤꯏ꯫ ꯑꯍꯨꯝꯅꯃꯛ ꯅꯣꯚꯦꯝꯕꯔ 5 ꯗ ꯕꯤꯜ ꯑꯗꯨꯒꯤ ꯃꯥꯌꯣꯛꯇ ꯏꯏ꯫ ꯕꯤꯜ ꯆꯦꯛꯅ ꯄꯤꯈꯤꯕꯒꯨꯝꯅ ꯎꯏ, ꯂꯦꯃꯍꯧꯔꯤꯕ ₹0, ꯑꯃꯁꯨꯡ "ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ" ꯇꯥꯏꯜ 3 ꯎꯠꯂꯤ꯫ ꯆꯦꯛ ꯈꯨꯗꯤꯡꯃꯛ ꯃꯁꯥꯒꯤ ꯇꯥꯡꯒꯤ ꯃꯃꯥꯡꯗ ꯅꯨꯃꯤꯠ 7 ꯒꯤ ꯂꯤꯁ꯭ꯇꯇ ꯂꯥꯀꯏ꯫ ꯗꯤꯁꯦꯝꯕꯔꯒꯤ ꯆꯦꯛ ꯕꯥꯎꯟꯁ ꯑꯣꯏꯔꯕꯗꯤ ꯕꯤꯂꯒꯤ ₹60,000 ꯑꯃꯨꯛ ꯍꯟꯅ ꯂꯦꯃꯍꯧꯔꯤꯕ ꯑꯣꯏꯔꯛꯏ꯫
PDC ꯄꯤꯕ
- ꯄꯤꯔꯤꯕ PDC ꯈꯨꯗꯤꯡꯃꯛ ꯅꯨꯃꯤꯠ ꯑꯗꯨꯃꯛꯇ "ꯆꯦꯛ ꯄꯤꯈꯤ" ꯗ ꯏꯕꯤꯌꯨ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯃꯗꯨꯒꯤ ꯇꯥꯡ ꯅꯨꯃꯤꯠ 7 ꯒꯤ ꯂꯤꯁ꯭ꯇꯇ ꯂꯥꯛꯀꯅꯤ꯫
- ꯆꯦꯛꯀꯤ ꯇꯥꯡꯗꯒꯤ ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏꯕ ꯐꯥꯑꯣꯕ ꯑꯦꯀꯥꯎꯟꯇꯇ ꯁꯦꯜ ꯊꯝꯕꯤꯌꯨ; ꯁꯞꯂꯥꯌꯔꯅ ꯊꯥ ꯑꯍꯨꯃꯒꯤ ꯃꯅꯨꯡꯗ ꯅꯨꯃꯤꯠ ꯑꯃꯍꯦꯛꯇ ꯃꯗꯨ ꯄꯤꯔꯛꯄ ꯌꯥꯏ꯫
- ꯅꯨꯃꯤꯠ ꯑꯃꯗ ꯃꯤ ꯑꯃꯗ ₹10,000 ꯍꯦꯟꯕ ꯄꯦꯃꯦꯟꯇ ꯑꯦꯀꯥꯎꯟꯇ ꯄꯦꯌꯤ ꯆꯦꯛ, ꯗ꯭ꯔꯥꯐꯠ ꯅꯠꯔꯒ ꯕꯦꯉ꯭ꯀ ꯠꯔꯥꯟꯁꯐꯔꯅ ꯇꯧꯕꯤꯌꯨ, ꯅꯠꯇ꯭ꯔꯕꯗꯤ ꯏꯅꯀꯝ ꯇꯦꯛꯁꯇ ꯁꯦꯟꯊꯣꯛ ꯑꯣꯏꯅ ꯂꯧꯗꯕ ꯌꯥꯏ꯫ ꯕꯤꯌꯔꯔ ꯆꯦꯛ ꯀꯦꯁ ꯑꯣꯏꯅ ꯂꯧꯏ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯆꯦꯛꯇ "A/c Payee" ꯏꯕꯤꯌꯨ꯫